Evaluate the concept of cost-sharing, and what is known and what is not known by consumers with a high-deductible health insurance plan. Does the knowledge of having a HDHP change consumer behavior responses to cost-sharing?

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Read the Reed et al.(2009) article, High Deductible Health Insurance Plans: Efforts to Sharpen A Blunt Instrument.

https://www.healthaffairs.org/doi/full/10.1377/hlthaff.28.4.1145

Evaluate the concept of cost-sharing, and what is known and what is not known by consumers with a high-deductible health insurance plan. Does the knowledge of having a HDHP change consumer behavior responses to cost-sharing?

Requirements:

Submit your essay in a Word document. This assignment must be at least 500 words, with at least four references cited properly in APA format, and a title page (APA format). This assignment must be well-written with proper grammar, spelling, and punctuation.

Follow the rubric.

Rubric Detail

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Content

Name: L02_RA01 Rubric

Novice Competent Proficient
Concept of cost-sharing (150 words) Points:0 (0.00%)

Points:12 (12.00%)

Points:25 (25.00%)

Consumers with HDHP-what is known, what is not known (350 words)

Points:0 (0.00%)

Points:23 (23.00%)

Points:45 (45.00%)

APA Format and References

Points:0 (0.00%)

Points:10 (10.00%)

Points:20 (20.00%)

Grammar, Spelling, Punctuation

Points:0 (0.00%)

Points:5 (5.00%)

Points:10 (10.00%)

Name:L02_RA01 Rubric